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A few years ago, I was deciding on divorcing my husband. It was a very hard decision for me and during that time my husband and I opted out of marriage counseling. I was under stress and my days were lived unhappily, confused, miserable. I sought out an attorney, who was very knowledgeable and compassionate towards me, and my yo-yo decision on whether to pursue or not. After a couple of meetings, we decided to go on with it, by way of legal separation. I had a list of valid reasons for the divorce to come into play, and my attorney looked into what I would be entitled to after the dissolution, and what I wasn't entitled to. I wasn't looking to "clean my husband out". I was just looking for my fair equal share, and make the break as civilly as possible.

The morning my husband was to be served the papers, I backed down and reconsidered. When I alerted my attorney, he was thrilled that I was going to give the marriage another try, he felt if a couple, especially with children, could remain together, it would be best for all involved. 8 years later, I am happy with my husband and my life, and would highly recommend this attorney to anyone needing a divorce, due to his sensibilities, his integrity, his experience in handling such sensitive matters as these. My reasons for wanting the divorce weren't detrimental. Loneliness, for me, would have been.

But there are times you cannot reconcile or hope to remain happily ever after. When it is beyond irreconcilable differences (which New York does not acknowledge as other states do.) When it is detrimental to remain in the marriage, and vital for the safety of the self, and the children, to make the break. You need to obtain a lawyer with compassion, knowledge of his/her field, and one who will have you and your children's best interests come up to the foreground. A divorce is not a walk in a park, the parties experience plenty of hurt (yes, even the one filing for the divorce), and the children's lives become dramatically altered.

If a divorce is an absolute must, some things you need to know:

• New York residency requirements must be met
• The grounds for divorce falls into the categories set forth in New York State law
• Upon your spouse receiving the papers, knowing if it will be contested or not (unless you know in advance it won't be contested)
• What properties, monies, assets will be divided

Some grounds for divorce in New York are:

• Divorce after legal separation (separated one year) from the time it was court-ordered
• Cruel and inhuman treatment (physical, verbal)
• Abandonment - physical, sexual, or you were locked out of your residence
• 3 years consecutive imprisonment
• Adultery

There are self-divorce kits that may offer an inexpensive way to a divorce, but you will be leaving yourself open to failure. A good divorce lawyer will speak with you, learn all about the ins and outs of your marriage/finances/children, your legal rights and responsibilities (such as child support) - and will walk you through your divorce with your knowing that although the best did not turn out during your marriage, you will be well taken care of after it.

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Buying a franchise has always been a part of the American Dream of owning your own business. With the proliferation of franchising, you now have a choice between starting your own independent business or operating your own business unit as part of a franchise system. This choice will usually hinge upon the type of business that interests you, matches your personality, finances, and your risk tolerance.

First, let's examine some general franchise statistics. It is estimated that there are more than 550,000 franchise businesses in the U.S. today generating more than $800 billion in annual sales. Precise success rates for independent businesses versus franchised ones are not widely available, but most business experts believe that franchised businesses have a better chance of success than independently-owned small businesses.

The numbers published by the Department of Commerce and the U.S. Small Business Administration come the closest to offering a valid comparison. The Department of Commerce reported that, since 1971, less than 5% of franchised businesses have failed or been discontinued each year. On the other hand, the SBA reports that 65% of business start-ups fail within five years.

When it comes to making a decision between opening an independent business or buying into a franchise system, the statistics can tell you only so much. To make the right decision, you'll have to take stock of your personality, working style, access to financing and risk tolerance.

Interestingly enough, the majority of both franchises and independent business people share one quality. They value independence over security. Where they differ the most is in their risk tolerance and the tolerance for bureaucracy. The true entrepreneur will be willing to live with risk if the projected payoff is sufficient and will have a very low tolerance for controls and procedures.

The "ideal franchisee" is somewhat risk-averse and is willing to pay the price in terms of the franchise fee and royalties to diminish the overall risk of failure. This franchisee will also faithfully follow controls and procedures. After all, the system is part of the purchase price, and strict adherence to its tenets promises success.

The entrepreneur - the type most likely to succeed as an independent businessperson - will sometimes find her or his application rejected by the franchisor. Since conformity to the franchisor's format and operating procedures are critical for success, the franchisor will reject anyone who seems to show resistance to standard operating procedures. Franchisors also believe that entrepreneurs may be openly critical of things they don't like, may lose interest in the routine tasks of running the franchise, and may quickly start to look for the next challenge.

Check out the leading franchise search engine on the Internet at http://www.franchisessearcher.com/

Jim Monahan put over 20 years of business and franchise experience into the leading Franchise search engine on the Internet. It's a powerful search engine dedicated exclusively to individuals interested in information about franchises and business opportunities. Check out the leading franchise search engine on the Internet at http://www.franchisessearcher.com/